Karen

Oct 8, 2025 12 min read

High-Ticket Retail (Jewelry/Luxury): Validating FANF vs Markups—A CFO’s Statement Audit Guide

High-ticket retail businesses, especially those in jewelry and luxury goods, operate in a unique environment where transaction size is large...

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Oct 8, 2025 14 min read

Nonprofits & Education: Donations, MCCs, and Network Fee Visibility

Nonprofit organizations and educational institutions rely heavily on donations and tuition payments to sustain their work, but the growing reliance...

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Oct 8, 2025 12 min read

Healthcare/Dental & Professional Services: Low-Ticket/High-Volume Profiles—FANF Implications

Healthcare, dental practices, and professional services businesses face unique challenges when it comes to payment processing. Unlike large retailers or...

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Oct 8, 2025 8 min read

Multi-Location Retail & Franchise: IDs, Locations, and Consolidation—FANF for Multi-Site Merchants

For multi-location retailers and franchise operators, managing payment processing costs across multiple sites can be complex. Each store, kiosk, or...

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Oct 8, 2025 12 min read

Ecommerce & Subscription/SaaS: Card-Not-Present Profiles and FANF—What Moves Your Tier

In today’s digital-first economy, ecommerce and subscription/SaaS businesses have become some of the fastest-growing sectors. Unlike traditional retail models, these...

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Aug 26, 2025 8 min read

How FANF Fees Are Calculated: Factors That Affect the Amount You Pay

The Fixed Acquirer Network Fee (FANF) is not a one-size-fits-all fee. Visa calculates it based on a number of factors...

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Jun 26, 2025 9 min read

Does Payment Aggregation Help Avoid FANF? (Square, Stripe, etc.)

If you’ve ever run a small business—even just a weekend pop-up—you know those credit card processing fees can be downright...

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Apr 11, 2025 8 min read

What Is FANF Fee? Where the FANF Fee Appears on Merchant Statements?

The Fixed Acquirer Network Fee (FANF) is a monthly fee imposed by Visa on merchants that accept Visa card payments....

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